HMO Health Insurance

For Addiction Recovery

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HMO, or Health Maintenance Organization, insurance emerged in the 1970s as a way to control healthcare costs by offering comprehensive coverage through a network of pre-selected providers. The model gained popularity as it provided predictable monthly premiums and reduced out-of-pocket expenses for members. Over time, HMOs evolved to offer more flexibility and choice, while still maintaining a focus on cost-effective care coordination. Today, HMOs remain a significant player in the healthcare insurance landscape, providing millions of Americans with access to a wide range of medical services through their managed care approach.

*We Accept Most Insurance. All products, logos, and company names are trademarks or registered trademarks® of their respective holders. Use of them does not imply any affiliation with or endorsement.

Our Admissions Process

At Guardian Recovery, we are here to guide you every step of the way.

Our goal is to minimize stress during this potentially challenging time, making the transition into our program as smooth as possible.
  1. Contact Us
    Whether by phone, form, or text, we are standing by to help you find a treatment program that is right for you.
  2. Personalized AssessmentWe ask the important questions, helping you develop an appropriate plan of action.
  3. AdmissionFrom travel plans to the day you arrive, we are standing by to assist you every step of the way.

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Step 1 of 2 - Insurance

Check Insurance Coverage

HMO Health Insurance Details

Guardian Recovery Locations

Our Facilities Transform Lives.

We believe that each level of care should serve as a catalyst for profound and lasting transformation. Our facilities are staffed by industry-leading professionals; pioneers in their respective fields. Through personalized care, we unlock the potential for lasting change, helping clients evolve and excel in all areas of their lives.

Frequently Asked Questions

Yes, HMO health insurance plans are required to provide at least partial coverage for addiction treatment services under the Affordable Care Act.

HMO plans may cover a range of addiction treatment services, including:

  • Inpatient detoxification
  • Residential treatment
  • Outpatient treatment
  • Medication-assisted treatment

However, the specific coverage and limitations can vary between different HMO plans.

The amount covered by HMO insurance can vary. Some HMO plans may offer comprehensive coverage, while others may only cover a portion of the costs or have limitations on the length of treatment covered. Factors like medical necessity and whether the treatment facility is in-network can impact the coverage.

There are a few steps you can take:

  • Review your HMO plan documents to understand the coverage details
  • Contact your HMO provider directly to inquire about your specific benefits
  • Ask the addiction treatment facility to check your insurance coverage on your behalf

policies to help qualifying patients who are struggling to pay for healthcare services. You can contact them to see if you are eligible for any financial assistance programs.

If your HMO plan denies coverage, you may be able to appeal the decision. You can also explore other options like seeking treatment at a facility that offers payment plans or financial assistance.

HMO plans are required to cover mental health conditions and substance use disorders in the same way they cover medical or surgical services. They cannot make it harder to get treatment for a dual diagnosis.

Check Insurance Coverage

Find out today what options are available to you. Fill out the form below.

Do it for YOU, Do it for LOVED ones

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Check Insurance Coverage

Find out today what options are available to you. Fill out the form below.

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Do it for YOU, Do it for LOVED ones

Live a BRIGHTER Future Today!

Guardian Recovery is here to assist you in your journey of healing.

Do it for YOU, Do it for LOVED ones
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Live a BRIGHTER Future Today!

Guardian Recovery is here to assist you in your journey of healing.

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Do it for YOU, Do it for LOVED ones

Are you Ready to Begin Your Recovery?
If You Are Reading This Then…​
YES! YOU ARE READY.

 Ready To Get Sober 

 Ready To Control Your Addiction.

 Ready To Live Life Free From Drugs & Alcohol

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Guardian Recovery is here to assist you in your journey of healing after coming to one of our facilities.

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