Community Health Options
For Addiction Recovery
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Community Health Options is a nonprofit, Member-led health insurance plan that was formed in 2011 as a Consumer Operated and Oriented Plan (CO-OP) in Maine. The organization was created with the goal of providing affordable, high-quality health benefits to individuals, families, and businesses in Maine.
As a CO-OP, Community Health Options is proud to have been able to offer insurance to previously uninsured Mainers. The plan focuses on meaningful partnerships with members, providers, and employers to improve quality and reduce costs.
Community Health Options offers a variety of affordable health insurance options, both on and off the health insurance exchange, including plans that are eligible for financial assistance. The organization is dedicated to the wellbeing of its members and the communities it serves.

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Our Admissions Process
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- AdmissionFrom travel plans to the day you arrive, we are standing by to assist you every step of the way.
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Community Health Options Insurance Details
Comprehensive Addiction Treatment Coverage with Community Health Options
Navigating the complex world of healthcare can be daunting, especially when it comes to finding the right coverage for addiction treatment. That’s where Community Health Options steps in, offering a tailored solution that prioritizes your well-being and recovery.
Empowering Your Path to Sobriety
At the heart of Community Health Options’ approach is a deep understanding of the unique challenges faced by individuals seeking addiction treatment. Partnering with Guardian Recovery, a renowned provider of comprehensive addiction services, they have crafted a comprehensive insurance plan that addresses the full spectrum of your needs.
Comprehensive Coverage, Personalized Care
Community Health Options’ addiction treatment coverage goes beyond the basics, ensuring that you have access to a wide range of services, from medically-assisted detox to intensive outpatient programs and aftercare support. Their team of experts works closely with you to develop a tailored treatment plan that aligns with your individual needs and goals, empowering you to take control of your recovery journey.
Navigating the Road to Recovery
Recognizing the importance of continuous support, Community Health Options’ addiction treatment coverage extends beyond the initial treatment phase. Their plan includes ongoing therapy, counseling, and access to a network of sober living facilities, ensuring that you have the resources and guidance you need to maintain your sobriety and achieve long-term success.
Prioritizing Your Well-Being
Community Health Options understands that addiction treatment is not one-size-fits-all. That’s why their plan offers flexibility, allowing you to choose from a wide range of treatment modalities and providers, including evidence-based therapies and holistic approaches.
Removing Financial Barriers
Addiction treatment can be a significant financial burden, but Community Health Options is committed to making it accessible. Their insurance plan offers competitive rates, and their team works closely with you to ensure that you understand your coverage and can focus on your recovery without the added stress of navigating complex billing and reimbursement processes.
Empowering Your Recovery
With Community Health Options’ addiction treatment coverage, you can embark on your journey to sobriety with confidence, knowing that you have a comprehensive and supportive partner by your side. Discover the difference that tailored, compassionate care can make in your life.
Comprehensive Addiction Treatment Coverage with Community Health Options
At Community Health Options, we understand the importance of providing comprehensive addiction treatment coverage to support individuals on their journey to recovery. As a trusted insurance provider, we are committed to ensuring that our members have access to the resources and care they need to overcome substance abuse and achieve lasting wellness.
Addiction Treatment Coverage Tailored to Your Needs
Our insurance plans offer a wide range of addiction treatment services, including:
Inpatient Rehabilitation
Our plans provide coverage for inpatient rehabilitation programs, where individuals can receive 24/7 care and support in a structured, therapeutic environment. This includes access to medical professionals, counseling, and evidence-based therapies to address the underlying causes of addiction.
Outpatient Treatment
For those who require more flexibility in their recovery journey, our plans cover outpatient treatment options, such as intensive outpatient programs (IOPs) and partial hospitalization programs (PHPs). These programs allow individuals to receive comprehensive care while maintaining their daily routines and responsibilities.
Medication-Assisted Treatment (MAT)
We recognize the importance of medication-assisted treatment in the management of opioid and alcohol addiction. Our plans provide coverage for FDA-approved medications, such as methadone, buprenorphine, and naltrexone, as well as the necessary counseling and support services.
Aftercare and Ongoing Support
Recovery is a lifelong process, and we are committed to supporting our members beyond the initial treatment phase. Our plans include coverage for aftercare services, such as sober living homes, support groups, and ongoing counseling, to help individuals maintain their sobriety and achieve long-term success.
Partnering with Guardian Recovery for Exceptional Care
At Community Health Options, we have established a partnership with Guardian Recovery, a renowned addiction treatment provider, to ensure that our members receive the highest quality of care. Guardian Recovery’s evidence-based approach, experienced clinicians, and personalized treatment plans are designed to address the unique needs of each individual, helping them to overcome addiction and reclaim their lives.
Empowering Your Recovery Journey
We understand that navigating the complexities of addiction treatment can be overwhelming. That’s why we are dedicated to providing our members with the support and resources they need to make informed decisions about their care. Our knowledgeable customer service team is available to answer your questions, guide you through the coverage options, and help you access the treatment services that best fit your needs.
At Community Health Options, we are committed to being your partner in the journey to recovery. Contact us today to learn more about our addiction treatment coverage and how we can help you or your loved one achieve lasting wellness.
Community Health Options: Your Pathway to Addiction Recovery
At Community Health Options, we understand the profound impact of addiction and the importance of comprehensive insurance coverage for treatment. As a leading provider of health insurance solutions, we are committed to empowering individuals on their journey to recovery.
Addiction Treatment Plan Types
Community Health Options offers a diverse range of plan types tailored to meet the unique needs of those seeking addiction treatment. Whether you require inpatient care, outpatient services, or a combination of both, we have the coverage you need.
Inpatient Addiction Treatment Plans
Our inpatient addiction treatment plans provide 24/7 care and support in a residential setting. This level of care is designed for individuals with severe substance use disorders or those who require a more structured environment for their recovery. These plans typically include:
- Medically-supervised detoxification
- Individual and group therapy
- Medication management
- Nutritional counseling
- Recreational and wellness activities
Outpatient Addiction Treatment Plans
For those who require a more flexible approach to their recovery, our outpatient addiction treatment plans offer a range of services that can be customized to your individual needs. These plans may include:
- Individual and group counseling
- Medication-assisted treatment (MAT)
- Intensive outpatient programs (IOPs)
- Partial hospitalization programs (PHPs)
- Aftercare and relapse prevention support
Combination Addiction Treatment Plans
Some individuals may benefit from a combination of inpatient and outpatient services. Community Health Options offers customizable plans that allow you to transition seamlessly between levels of care, ensuring a continuum of support throughout your recovery journey.
Accessing Addiction Treatment with Community Health Options
At Community Health Options, we understand that the path to recovery can be challenging, but you don’t have to face it alone. Our team of dedicated professionals is here to guide you every step of the way, from understanding your plan coverage to connecting you with the right treatment providers.
To learn more about our addiction treatment plan options and how we can support your recovery, please visit our website or contact us today.
Guardian Recovery Locations
Our Facilities Transform Lives.


Delray Beach, Florida


Denver, Colorado

Largo, Florida

Pine Tree Recovery Center
Portland, Maine

Plymouth, New Hampshire

Pine Brook, New Jersey
Frequently Asked Questions
Yes, Community Health Options insurance plans generally cover addiction treatment services. The Affordable Care Act requires all Marketplace plans, including Community Health Options plans, to cover mental health and substance use disorder services as one of the 10 essential health benefits.
Community Health Options plans typically cover a range of addiction treatment services, including:
- Inpatient detoxification and rehabilitation
- Outpatient treatment, such as individual and group therapy
- Medication-assisted treatment (MAT) for opioid or alcohol addiction
- Intensive outpatient programs (IOPs)
- Partial hospitalization programs (PHPs)
- Peer support services
The specific coverage details and any limits may vary depending on the individual’s plan. Some common restrictions include:
- Limits on the number of inpatient days or outpatient visits covered per year
- Requirements for prior authorization or pre-approval for certain services
- Exclusions for certain types of treatment or providers
The out-of-pocket costs will depend on the individual’s plan details, such as the deductible, copays, and coinsurance rates. Many plans cover a portion of the costs, leaving the individual responsible for the remaining amount. It’s important to check the plan details and contact the insurance provider to understand the specific coverage and costs.
Yes, there are several resources that may be able to help with the cost of addiction treatment, including:
- Sliding-scale or low-cost treatment programs
- State-funded treatment programs
- Nonprofit organizations that provide financial assistance
- Payment plans or financing options offered by treatment providers
The key is to work closely with the insurance provider and the treatment provider to understand all the available options and resources to make addiction treatment as affordable as possible.