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Behavioral Healthcare Options Health Insurance

For Addiction Recovery

OPEN 24/7 | PRIVATE ROOMS | SAME DAY ADMITS

Behavioral Healthcare Options (BHO) was founded in the early 1990s to improve access to mental health and substance abuse treatment services, which historically had less insurance coverage compared to physical healthcare. Key milestones include the 2008 Mental Health Parity Act requiring equal coverage, the 2010 Affordable Care Act designating mental health as an essential benefit, and BHO’s continued evolution to serve millions of members nationwide with integrated behavioral and primary care coverage, driven by its mission to make mental health and substance abuse treatment accessible and affordable for all.

*We Accept Most Insurance. All products, logos, and company names are trademarks or registered trademarks® of their respective holders. Use of them does not imply any affiliation with or endorsement.

Our Admissions Process

At Guardian Recovery, we are here to guide you every step of the way.

Our goal is to minimize stress during this potentially challenging time, making the transition into our program as smooth as possible.
  1. Contact Us
    Whether by phone, form, or text, we are standing by to help you find a treatment program that is right for you.
  2. Personalized AssessmentWe ask the important questions, helping you develop an appropriate plan of action.
  3. AdmissionFrom travel plans to the day you arrive, we are standing by to assist you every step of the way.

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Step 1 of 2 - Insurance

Check Insurance Coverage

Behavioral Healthcare Options Health Insurance Details

Guardian Recovery Locations

Our Facilities Transform Lives.

We believe that each level of care should serve as a catalyst for profound and lasting transformation. Our facilities are staffed by industry-leading professionals; pioneers in their respective fields. Through personalized care, we unlock the potential for lasting change, helping clients evolve and excel in all areas of their lives.

Frequently Asked Questions

The ACA requires that non-grandfathered health plans in the individual and small group markets cover mental health and substance use disorder services, including behavioral health treatment, as one of the 10 essential health benefits.This means that insurance plans must provide coverage for the prevention, treatment, and management of mental health and substance use disorders.

You can review the details of your health plan to see the full list of covered behavioral health benefits, including any limits or restrictions. This information is typically available when you compare plans on the health insurance marketplace or by contacting your insurance provider directly.

If you have no insurance or are underinsured, you can contact your state office, which is responsible for state-funded treatment programs. You can also ask treatment facilities if they accept Medicare, Medicaid, or offer a sliding scale fee based on your income.

According to HealthCare.gov, medically necessary refers to healthcare services or supplies needed to diagnose or treat an illness, injury, condition, disease or its symptoms and that meet accepted standards of medicine. Your insurance plan will determine what it considers medically necessary for addiction treatment coverage.

If the addiction treatment center you’ve selected is not an in-network provider under your health insurance plan, you may still be able to get coverage, but you may have to pay a higher out-of-pocket cost. It’s important to check with your insurance provider about the coverage and costs for out-of-network providers.

Patients with co-occurring disorders, such as depression or schizophrenia, need specialized care and support in addition to addiction treatment. Doctors and treatment professionals should assess each patient’s needs and build a program accordingly. Many evidence-based approaches, like cognitive behavioral therapy, can be effective for both addiction and mental health issues.

The cost of addiction treatment can vary widely depending on the type of program, length of stay, and your insurance coverage. While it’s important to find a program that fits your budget, the long-term costs of continued substance abuse are often much higher than the cost of professional treatment. Treatment facilities and your insurance provider can help you find affordable options.

Check Insurance Coverage

Find out today what options are available to you. Fill out the form below.

Do it for YOU, Do it for LOVED ones

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Check Insurance Coverage

Find out today what options are available to you. Fill out the form below.

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Do it for YOU, Do it for LOVED ones

Recovery Starts Now

Once you submit the form, staff will contact you via phone or email within 24 hours for a free, confidential, and no-obligation conversation to discuss your needs and/or those of a loved one.

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Take the First Step Toward Lasting Change

Live a BRIGHTER Future Today!

Guardian Recovery is here to assist you in your journey of healing.

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Do it for YOU, Do it for LOVED ones

Medical Disclaimer:

The information provided on this website is intended solely for educational and informational purposes. Guardian Recovery aims to improve the quality of life for individuals struggling with substance use or mental health disorders by offering fact-based content about behavioral health conditions, treatment options, and related outcomes. However, this information should not be considered a substitute for professional medical advice, diagnosis, or treatment.

Important Notes:

The content on this site is believed to be current and accurate at the time of posting, but medical information is constantly evolving.
Always seek the advice of your physician or other qualified healthcare provider regarding any questions or concerns about your health or medical condition.
If you think you may have a medical emergency, call 911 or go to the nearest emergency room immediately.
Guardian Recovery does not provide free medical advice. For personalized treatment recommendations, please consult with a licensed healthcare professional.

By using this website, you acknowledge that you have read and understand this disclaimer. Guardian Recovery and its affiliates disclaim any liability for the use or interpretation of information contained herein. SEE TERMS AND CONDITIONS

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