Cofinity Health Insurance
For Addiction Recovery
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Cofinity Health Insurance, a subsidiary of Aetna, has been providing health insurance products and services for over 30 years. They offer more than 200 individualized health plans that include a wide range of in-network providers and services. Cofinity prioritizes network quality and stability, and is known as a leading regional network that consistently delivers quality medical care at reasonable prices. They serve 2.5 million members across 200 health plans and insurance companies, offering products such as medical and dental network access, medical management, transplant networks, stop loss coverage, out-of-network claims management, credentialing services, and fraud detection.Â
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Our Admissions Process
At Guardian Recovery, we are here to guide you every step of the way.
Our goal is to minimize stress during this potentially challenging time, making the transition into our program as smooth as possible.- Contact Us
Whether by phone, form, or text, we are standing by to help you find a treatment program that is right for you. - Personalized AssessmentWe ask the important questions, helping you develop an appropriate plan of action.
- AdmissionFrom travel plans to the day you arrive, we are standing by to assist you every step of the way.
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Cofinity Health Insurance Details
Cofinity Insurance: Your Partner in Addiction Treatment and Recovery
When it comes to addiction treatment, finding the right insurance coverage can make all the difference in your journey to recovery. Cofinity Insurance understands the importance of comprehensive and accessible addiction treatment, which is why we have partnered with Guardian Recovery to provide you with the support you need during this challenging time.
Understanding Addiction Treatment Coverage
Cofinity Insurance offers a range of plans that cover various aspects of addiction treatment, including:
- Detoxification: Our plans cover medically supervised detox programs to help you safely withdraw from substances and begin your recovery process.
- Inpatient Treatment: We provide coverage for residential treatment programs at Guardian Recovery facilities, where you can receive 24/7 care and support from experienced professionals.
- Outpatient Treatment: Cofinity Insurance also covers outpatient treatment programs, allowing you to receive ongoing care while maintaining your daily responsibilities.
- Medication-Assisted Treatment: Our plans cover FDA-approved medications that can help manage withdrawal symptoms and reduce cravings, increasing your chances of long-term recovery.
Why Choose Cofinity Insurance for Addiction Treatment?
- Partnership with Guardian Recovery: Our collaboration with Guardian Recovery ensures that you have access to top-tier addiction treatment facilities and programs across the country.
- Comprehensive Coverage: Cofinity Insurance plans are designed to cover a wide range of addiction treatment services, giving you the support you need throughout your recovery journey.
- Affordable Options: We offer a variety of plans to fit your budget, so you can focus on your recovery without worrying about financial strain.
- Experienced Team: Our dedicated team of addiction treatment experts is here to guide you through the insurance process and answer any questions you may have.
Get Started with Cofinity Insurance Today
Don’t let addiction control your life any longer. With Cofinity Insurance and Guardian Recovery, you can take the first step towards a healthier, happier future. Contact us today to learn more about our addiction treatment coverage options and start your journey to recovery.
Comprehensive Addiction Treatment Coverage with Cofinity Insurance
When it comes to seeking addiction treatment, one of the most significant concerns for individuals and their families is the cost of care. Fortunately, Cofinity insurance provides comprehensive coverage for addiction treatment, ensuring that you or your loved one can access the necessary care without the burden of excessive out-of-pocket expenses. Guardian Recovery, a leading provider of addiction treatment services, accepts Cofinity insurance, making the path to recovery more accessible than ever.
Understanding Cofinity Insurance Coverage
Cofinity insurance offers a range of plans that cover various aspects of addiction treatment. Depending on your specific plan, you may be eligible for the following:
- Detoxification: Cofinity insurance typically covers medically supervised detoxification, which is the first step in the addiction treatment process. This crucial phase helps manage withdrawal symptoms and prepares the individual for further treatment.
- Inpatient Treatment: If you require a structured, 24/7 treatment environment, Cofinity insurance may cover inpatient rehab. This level of care provides intensive therapy, medical supervision, and support to help you build a strong foundation for long-term recovery.
- Outpatient Treatment: For those who have completed inpatient treatment or require a more flexible option, Cofinity insurance may cover outpatient programs. These programs allow you to continue your recovery journey while maintaining work or family responsibilities.
- Medication-Assisted Treatment (MAT): Cofinity insurance may cover medications prescribed to help manage withdrawal symptoms, reduce cravings, and support long-term recovery. MAT is often used in conjunction with therapy and counseling for a comprehensive approach to addiction treatment.
- Behavioral Health Services: Addiction often co-occurs with mental health disorders. Cofinity insurance may cover behavioral health services, such as therapy and counseling, to address any underlying mental health concerns that contribute to addiction.
Guardian Recovery: Your Partner in Recovery
Guardian Recovery is committed to providing high-quality, evidence-based addiction treatment services. By accepting Cofinity insurance, Guardian Recovery ensures that you can access the care you need without the added stress of financial burden. Their team of experienced professionals will work with you to develop a personalized treatment plan that addresses your unique needs and goals.
When you choose Guardian Recovery, you can expect:
- Comprehensive Assessment: A thorough evaluation to determine the appropriate level of care and develop a tailored treatment plan.
- Evidence-Based Therapies: Proven therapies, such as cognitive-behavioral therapy (CBT), dialectical behavior therapy (DBT), and trauma-informed care, to help you develop coping skills and address the root causes of addiction.
- Holistic Approach: Complementary therapies, such as mindfulness, yoga, and art therapy, to support your overall well-being and enhance the recovery process.
- Aftercare Planning: Ongoing support and resources to help you maintain your recovery after completing treatment, including alumni programs and referrals to community support groups.
Cofinity insurance coverage for addiction treatment at Guardian Recovery provides a pathway to accessible, high-quality care. By understanding your insurance benefits and partnering with a reputable treatment provider like Guardian Recovery, you can take the first step towards a life free from addiction. Don’t let the cost of treatment be a barrier to your recovery. Contact Guardian Recovery today to learn more about how your Cofinity insurance can support your journey to lasting recovery.
Cofinity Insurance Plan Types and Details for Addiction Treatment
Understanding Cofinity Insurance for Addiction Treatment
Cofinity Insurance offers comprehensive coverage for individuals seeking addiction treatment. With a focus on providing accessible and affordable care, Cofinity partners with reputable treatment centers like Guardian Recovery to ensure that their members receive the highest quality of care. Understanding your plan type and details is crucial in maximizing your benefits and getting the help you need.Â
PPO Plans
Cofinity’s Preferred Provider Organization (PPO) plans offer flexibility and choice when it comes to addiction treatment. With a PPO plan, you have the freedom to choose any treatment provider, whether they are in or out of Cofinity’s network. However, choosing an in-network provider like Guardian Recovery can result in lower out-of-pocket costs and more comprehensive coverage.
HMO Plans
Health Maintenance Organization (HMO) plans from Cofinity provide a more structured approach to addiction treatment. Under an HMO plan, you’ll need to select a primary care physician (PCP) who will coordinate your care and refer you to in-network specialists, such as those at Guardian Recovery. While HMO plans may have more restrictions compared to PPO plans, they often have lower monthly premiums and out-of-pocket costs.
Coverage for Inpatient and Outpatient Treatment
Cofinity Insurance understands that addiction treatment is not a one-size-fits-all approach. That’s why their plans cover both inpatient and outpatient treatment services. Inpatient treatment, which involves residing at a facility like Guardian Recovery, is often covered for a specified number of days, depending on your plan. Outpatient treatment, which allows you to live at home while attending scheduled therapy sessions, is also covered, with the number of sessions determined by your plan’s details.
Medication-Assisted Treatment Coverage
Medication-Assisted Treatment (MAT) is a proven approach that combines behavioral therapy with FDA-approved medications to treat substance use disorders. Cofinity Insurance recognizes the effectiveness of MAT and provides coverage for these services. Your plan may cover medications such as buprenorphine, naltrexone, and methadone when prescribed as part of a comprehensive treatment plan at Guardian Recovery.
Mental Health Services
Co-occurring mental health disorders are common among individuals struggling with addiction. Cofinity Insurance plans cover mental health services, such as therapy and counseling, to address these underlying issues. Guardian Recovery offers integrated treatment programs that address both addiction and mental health concerns simultaneously, ensuring a holistic approach to recovery.
By choosing Cofinity Insurance and seeking treatment at Guardian Recovery, you can rest assured that you’ll receive the highest quality of care while maximizing your insurance benefits. Contact a Cofinity representative or Guardian Recovery admissions specialist to learn more about your specific plan details and start your journey towards lasting recovery today.
Sources
- https://www.samhsa.gov/find-help/national-helpline
- https://www.drugabuse.gov/publications/principles-drug-addiction-treatment-research-based-guide-third-edition/drug-addiction-treatment-in-united-states
- https://www.asam.org/asam-home-page
- https://www.nami.org/About-Mental-Illness/Treatments/Mental-Health-Medications
- https://www.verywellmind.com/ppo-vs-hmo-whats-the-difference-1738615
- https://www.asam.org/Quality-Science/publications/magazine/read/article/2013/08/15/understanding-health-insurance-for-addiction-treatment
- https://www.samhsa.gov/medication-assisted-treatment
- https://www.drugabuse.gov/publications/drugfacts/comorbidity-substance-use-disorders-other-mental-illnesses
- https://www.cofinity.net/en/members/understanding-benefits/https://www.guardianrecovery.com/insurance/cofinity/https://www.samhsa.gov/medication-assisted-treatmenthttps://www.nami.org/About-Mental-Illness/Common-with-Mental-Illness/Substance-Use-Disorders
Guardian Recovery Locations
Our Facilities Transform Lives.
We believe that each level of care should serve as a catalyst for profound and lasting transformation. Our facilities are staffed by industry-leading professionals; pioneers in their respective fields. Through personalized care, we unlock the potential for lasting change, helping clients evolve and excel in all areas of their lives.
Delray Beach, Florida
Denver, Colorado
Largo, Florida
Pine Tree Recovery Center
Portland, Maine
Plymouth, New Hampshire
Pine Brook, New Jersey
Frequently Asked Questions
Cofinity insurance plans typically cover a range of addiction treatment services, including:
- Medically supervised detoxification
- Inpatient rehab programs
- Outpatient treatment
- Medication-assisted treatment (MAT)
- Behavioral health services like therapy and counseling
The specific coverage depends on your individual plan. It’s important to check with Cofinity about your benefits.
The amount covered varies based on your specific Cofinity plan. Some plans may cover treatment entirely with no out-of-pocket costs. Others may require you to pay a deductible first before coverage kicks in, and then cover a portion of the remaining costs.
Reaching out to Cofinity to understand your coverage is recommended. Many treatment centers, like Guardian Recovery, can also help verify your benefits for you.
Yes, Cofinity has a network of approved addiction treatment providers. Using an in-network provider like Guardian Recovery can minimize your out-of-pocket expenses compared to out-of-network facilities.
Cofinity prioritizes network quality and stability. Their in-network providers consistently offer quality addiction treatment at reasonable costs.
If you still have treatment costs to pay after Cofinity insurance, there are options to help make rehab more affordable:
- Many treatment centers offer scholarships, grants, sliding scale fees or payment plans
- Government programs and non-profit organizations may provide financial assistance
- You can look into personal loans or financing options
- Family and friends may be willing to contribute to help support your recovery
Don’t let cost become a barrier to getting the addiction care you need. Discuss your financial concerns with the treatment center to explore solutions.
In many cases, yes. Cofinity plans often cover medication-assisted treatment, which uses FDA-approved medications along with therapy to treat addiction.
Common medications used in MAT for opioid and alcohol addiction include buprenorphine, methadone, naltrexone and acamprosate. Check with Cofinity about your specific medication coverage.
